How to Check Your Credit History

The 3 main credit reference agencies are Experian, Equifax and Callcredit. You may be familiar with Experian or Equifax but probably not Callcredit as this is a relatively new credit reference agency which started in 2000.

Some lenders use Experian or Equifax but more lenders are increasingly using Callcredit as it is totally free.

Experian advertise on TV under their public image of Experian Credit Expert.

Callcredit's public image is Noddle.

To check your credit history, go to which is a free credit reference agency.